Simplifying Your Dental Payment Experience with Zip

Enjoy the convenience of managing your dental payments at Anchorage Dental Care Mindarie with Zip. We simplify your payment options so you can receive the treatment you need without delay.

Affordable Dental Care and Convenient Payment Experience Through Zip Financing

Many people tend to put off their dental appointments due to worries about the costs. Such instances can only put oral health at risk, allowing dental problems to worsen. Anchorage Dental Care Mindarie offers Zip as one of the payment options. It’s easy to use and allows patients to divide treatment costs into more convenient, manageable payments over time.

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Zip

See if You're Eligible for Zip's Flexible Payment Option

To use Zip’s flexible payment options, you need to be over 18 with a verified PayPal or online banking account. You can also be eligible if you have a good credit history and a valid Australian driver’s licence or passport. These criteria make accessing dental care at Anchorage Dental Care Mindarie through Zip both secure and straightforward.

Book Your Appointment Today for a Healthier Smile!

Ready for a healthier, more radiant smile? Book your appointment with Anchorage Dental Care Mindarie today and start your journey to improved oral health and self-confidence. Call us today!

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Anchorage Dental Care

Why Choose Anchorage Dental Care Mindarie for Your Extensive Oral Health Care Needs

Discover Anchorage Dental Care Mindarie, the community’s choice for trusted, quality dental care. Our clinic is recognised for providing exceptional care and has a strong reputation for patient satisfaction.

QIP-Accredited

Visit our QIP-accredited clinic for high-standard dental care. This accreditation reflects our commitment to maintaining exceptional patient care and safety practices in all our services.

Experienced Dental Team

Our team of skilled dental professionals combines proficiency and compassion, delivering personalised care for optimal oral health.

Payment Plan Options

Quality dental care is made accessible at our clinic with our flexible payment plans so you can meet your oral health needs without financial stress.

Highly Rated Dental Clinic

Anchorage Dental Care Mindarie takes pride in high patient ratings, reflecting our commitment to quality dental care and service.

Find Reliable Answers About Zip in Our Frequently Asked Questions

Explore our FAQs for clear, helpful answers about Zip’s payment options. Here, we address the common questions to aid in a smooth and informed decision-making process for dental health.

Yes, there is a financing limit with Zip. When you choose Zip Pay, you can apply for a credit limit of up to $1,000 that you can spend interest-free. Initially, your credit limit will be between $350 and $1,000, which will be confirmed upon approval of your account.

In contrast, Zip Money offers higher credit limits and is tailored for larger expenses. This line of credit has limits between $1,000 and $5,000 for regular accounts. It can go up to $50,000 for transactions with specific merchants. Zip Money also offers an interest-free period of 3 months across all products, extending up to 36 months with some retailers.

Regular and responsible use of either Zip Pay or Zip Money for at least six months could make you eligible for a credit limit increase. This further enhances your flexibility in managing dental care costs​ at Anchorage Dental Care Mindarie.

The interest charges with Zip depend on the type of account you choose. For Zip Pay, it’s always interest-free, which means you won’t incur interest. On the other hand, Zip Money has potential interest fees, but it includes an initial 3-month interest-free period. Once this period ends, a standard annual interest rate of 25.9% applies to the remaining balance​​.

We highly suggest confirming the interest terms if you will use Zip Money. That way, you’re aware and can make important decisions about your budget and dental treatment.

You have the flexibility to choose your payment frequency with Zip. Both Zip Pay and Zip Money provide an option that allows you to choose between weekly, fortnightly, or monthly repayments. These repayments are automatically debited from the preferred payment method linked to your account for a smooth and consistent payment process.

However, it’s important to note that the repayment terms for Zip Pay and Zip Money are not the same. Each has distinct features designed to cater to different financing needs. The following are their differences:

Repayment Schedules:

  • Zip Pay:
    It offers a standard option to choose payment frequency between weekly, fortnightly, or monthly.
  • Zip Money:
    It has two different repayment schedules, known as flex and instalments. Zip Money’s flex schedule allows you to set a custom repayment amount and frequency. It offers more flexibility to pay off your balance at your own pace and is recommended for managing larger expenses over time. In contrast, instalments are predetermined payment schedules for specific purchases. It is suitable for those who prefer a more defined repayment plan for individual purchases.

Establishment fee:

  • Zip Pay:
    There is no fee for setting up a Zip Pay account.
  • Zip Money:
    There is an establishment fee ranging from $0 to $99, depending on the approved credit limit.

Monthly Account Fee:

  • Zip Pay:
    A $9.95 monthly fee is charged when there is an outstanding balance. However, this fee is waived if you pay your full statement balance by the due date.
  • Zip Money:
    A $9.95 monthly fee is applied, which is waived when there is no balance at the end of the month.

Minimum Monthly Repayment:

  • Zip Pay:
    The minimum monthly payment is $40 per month.
  • Zip Money:
    The minimum repayment starts at $40, depending on the approved credit limit, or 3% of the outstanding balance, whichever is greater.

Interest Charges:

  • Zip Pay:
    Zip Pay does not charge interest on purchases.
  • Zip Money:
    After the interest-free period, any outstanding balance incurs a standard variable rate of 25.9% per annum. Additional fees may apply for extending the interest-free period of an instalment plan​​.

Zip offers versatile payment options with Zip Pay and Zip Money, each tailored to different financial needs and preferences. Understanding these payment options helps you confidently manage your dental care expenses at Anchorage Dental Care Mindarie. Our team is here to help you understand further details about Zip. Please contact us for additional information or any questions you might have about this payment method.

A comprehensive security measure protects transactions made through Zip, prioritise the safety of your personal and financial information. Below are the elements of Zip’s security framework:

  • Fraud management and data encryption:
    Zip uses various security measures to protect your account. This includes facial biometrics for identity verification, minimising the risk of fraud, and single-use cards that expire after use to prevent card number compromise. Additionally, personal information on Zip’s website is encrypted, providing an added layer of security during online transactions​​.
  • Safety measures against cybercrime:
    Zip actively safeguards against identity theft and malware, which are common cybercrimes that could compromise personal information. By using advanced security protocols, Zip keeps your data protected from unauthorised access and malicious activities​​​​.
  • Online security practices:
    Zip encourages the use of up-to-date software on mobile and electronic devices. This includes multi-factor authentication, strong and regularly changed passwords, and staying informed about cyber security risks. These practices help safeguard your online transactions against potential threats​​.
  • Banking data security:
    When connecting to online banking, Zip employs the same level of encryption used by Australian banks. Your banking login information is encrypted and never stored on Zip’s servers for secure ‘read-only’ access to your transaction history​​.
  • Buyer protection policy:
    The Zip Buyer Protection Policy covers transactions made with Zip Line of Credit facilities. It assists in recovering payments for items not received or significantly not as described. Zip’s policy reflects its commitment to a secure and trustworthy transaction process for its users​​.

Through these strong security measures, Zip provides a safe and secure platform for managing your dental care payments at Anchorage Dental Care Mindarie, maintaining a high standard of protection for your personal and financial data.

If you miss a Zip payment, here’s what happens:

  • Account arrears:
    Your account will fall into arrears if the contractual minimum isn’t paid by the payment due date on your monthly statement​​.
  • Cancellation of instalments:
    If the missed instalment isn’t paid within 15 days from the first missed instalment, all instalments will be cancelled​​. After termination, you have the option to repay at your own pace by setting a scheduled amount and frequency through the ‘Flex schedule’ option​​. However, payments must at least meet the contractual monthly minimum.
  • Interest charges:
    Be aware that interest charges may apply if there’s a balance remaining on a purchase outside of the interest-free period. The standard interest rate mentioned in your account contract will be applied to the remaining balance. This means interest accrues daily and is charged at the end of the month​​.
  • Late payment fee:
    Additionally, a $5 late payment fee may be charged for missed payments.

It’s important to stay informed about your payment obligations. In that way, you can avoid these instances and have a good credit history with Zip.