HBF Member Plus Preferred Provider in Mindarie

HBF offers health fund cover for a wide range of dental services, which they have sectioned into four categories. Through this comprehensive cover, our clinic is able to provide various dental services covered by HBF. This includes the following:

• Preventative dental:
  It covers essential services such as routine dental checkups, scale and cleans, and custom-made mouthguards.
• Restorative dental:
  HBF covers minor dental treatments that restore common oral health problems, like simple tooth fillings and extractions.
• Major dental and implants:
  They also offer dental cover for costly, major dental procedures, including crowns, bridges, root canal therapy, and dental implants.
• Orthodontics:
  Benefits include services that straighten teeth alignment and address problems with biting, chewing, and jaw alignment.

Please note that the extent of cover for these services may vary depending on your specific HBF policy. We recommend checking your individual policy details to understand the full scope of your cover.

Using HBF at Anchorage Dental Care Mindarie may involve a waiting period, which can vary depending on the level of your dental cover. Generally, health funds set a 2-month waiting period for extra services. However, some may have a longer waiting period, particularly for major dental treatments like crowns or bridges.

We advise checking with HBF regarding the specific waiting period for your plan. They can provide you with clear information on when you can start enjoying your dental benefits at our clinic.

If your HBF plan does not fully cover a service you need, the following steps and considerations come into play:

• Out-of-Pocket Costs:
  You will be responsible for any costs not covered by your HBF plan. This is known as the ‘gap’ or out-of-pocket expense, which is the difference between the total fee for the dental service and the amount reimbursed by HBF.
• Detailed Quote:
  Before proceeding with the treatment, our clinic can provide you with a detailed quote. This will outline the total cost of the service and the expected benefit from HBF. It will help you understand the exact out-of-pocket expense.
• Payment Options:
  Anchorage Dental Care Mindarie offers various payment options to make it easier for you to manage any out-of-pocket costs. This may include payment plans or other flexible payment arrangements.
• Consultation with HBF:
  We recommend contacting HBF directly to discuss your policy’s cover. They might be able to provide more detailed information about your benefits and any options available to you.
• Alternative Treatment Plans:
  Depending on the situation, our dental professionals can discuss alternative treatment options with you. These alternatives will aim to align better with what your policy covers while still addressing your dental health needs.
• Pre-Approval:
  In some cases, it might be beneficial to seek pre-approval from HBF for certain treatments. This can provide a clearer understanding of what will be covered before you commit to any procedure.

At Anchorage Dental Care Mindarie, we are committed to working with you to find a suitable option. We aim to provide you with the necessary dental care while managing any financial concerns effectively.